Banco Bilbao Vizcaya Argentaria, S.A. (Spanish pronunciation: [\u02c8ba\u014bko \u03b2il\u02c8\u03b2ao \u03b2i\u03b8\u02c8ka\u029da a\u027exen\u02c8ta\u027eja]), better known by its initialism BBVA, is a Spanish multinational financial services company based in Madrid and Bilbao, Spain. It is one of the largest financial institutions in the world, and is present mainly in Spain, South America, North America, Turkey and Romania.The bank was founded as Banco de Bilbao, on May 28, 1857, in Bilbao. BBVA's operational headquarters are located in Madrid, in the \